Financial Highlights

Email pagePDF viewPrint viewEmail AlertRSS FeedsTear sheetMobile IR SiteSocial media sharing
UNITED COMMUNITY FINANCIAL CORP. (NASDAQ - UCFC)  
Select Period: Financial Charting
 2018 FQ32017 FQ3 2018 FQ2 
Period Ended9/30/20189/30/2017Y-Y Ch (%)6/30/2018 Q-Q Ch (%)
Balance Sheet ($000)   
Total Assets2,789,1832,602,3657.182,770,5582.69
Total Net Loans2,244,1772,032,24010.432,207,4826.65
Total Deposits2,352,4761,938,69921.342,135,34540.67
Equity Attributable to Parent Company306,043291,8514.86301,4846.05
Total Equity306,043291,8514.86301,4846.05
Profitability (%)   
Net Income ($000) 9,5297,55626.119,541 (0.50)
Net Income Attributable to Parent ($000) 9,5297,55626.119,541 (0.50)
ROAA1.371.1720  bp 1.40 (3)  bp
Core ROAA1.381.1523  bp 1.40 (2)  bp
ROAE12.2510.43182  bp 12.56 (31)  bp
ROATCE13.3511.40195  bp 13.74 (39)  bp
Core ROAE12.3810.32206  bp 12.60 (22)  bp
Net Interest Margin3.303.42 (12)  bp 3.33 (3)  bp
Reported: Net Interest Margin3.333.45 (12)  bp 3.36 (3)  bp
Efficiency Ratio56.1757.29 (112)  bp 56.73 (56)  bp
Noninterest Inc / Operating Rev22.1322.84 (71)  bp 21.2885  bp
Balance Sheet Ratios (%)   
Loans / Deposits92.25101.52 (927)  bp 99.34 (709)  bp
Securities / Assets12.1914.59 (240)  bp 12.57 (38)  bp
Total Equity / Total Assets10.9711.21 (24)  bp 10.889  bp
Tangible Equity / Tangible Assets10.1910.40 (21)  bp 10.109  bp
Tang Common Equity / Tang Assets10.1910.40 (21)  bp 10.109  bp
Asset Quality (%)   
NPAs / Assets0.921.42 (50)  bp 1.14 (22)  bp
NPA Excl Restructured / Assets0.360.71 (35)  bp 0.57 (21)  bp
NPAs & 90+ PD / Assets0.921.42 (50)  bp 1.14 (22)  bp
NPAs / Loans & REO1.131.79 (66)  bp 1.42 (29)  bp
Nonaccrual & 90+ & OREO / Assets0.360.71 (35)  bp 0.57 (21)  bp
NPAs & 90+ PD / Loans & REO1.131.79 (66)  bp 1.42 (29)  bp
NPA & Loans 90+ / Tangible Common Equity + LLR8.4312.77 (434)  bp 10.58 (215)  bp
NCOs / Avg Loans0.06(0.03)9  bp 0.015  bp
Loan Loss Reserves / Gross Loans0.941.00 (6)  bp 0.96 (2)  bp
Reserves / NPAs83.4355.762,767  bp 67.701,573  bp
Loan Loss Provision / NCO77.47NMNM(205.97)28,344  bp
Capital Adequacy  ()  
Tier 1 Common Capital (CET1) ($000) 307,660280,0239.87301,5918.05
Tier 1 Capital ($000) 307,660280,0239.87301,5918.05
Tier 2 Capital ($000) 21,33220,5553.7821,405 (1.36)
Total Capital ($000) 328,992300,5789.45322,9967.43
Total Risk-weighted Assets ($000) 2,139,4991,953,8179.502,106,3726.29
Tier 1 Common Capital (CET1) Ratio (%) 14.3814.335  bp 14.326  bp
Tier 1 Ratio (%) 14.3814.335  bp 14.326  bp
Total Capital Ratio (%) 15.3715.38 (1)  bp 15.334  bp
Liquidity Coverage Ratio (%) NANANANANA
Leverage Ratio (%) 11.1110.9516  bp 11.15 (4)  bp
Basel III Leverage Ratio (%) NANANANANA
Per Share Information ($)   
Common Shares Outstanding (actual) 49,922,51449,758,4870.3349,904,0740.15
Avg Diluted Shares (actual) 49,947,00049,851,0000.1949,944,0000.02
Basic Book Value per Share6.135.874.436.045.96
Book Value per Share, As Reported6.135.874.436.045.96
Basic Tangible Book Value per Share5.655.394.825.566.47
Tangible Book Value per Share, As Reported5.655.385.025.566.47
Common Dividends Declared per Share0.070.04750.0666.67
EPS after Extra0.190.1526.670.190
EPS after Extra Growth (%) 26.7036.40 (969)  bp 18.80792  bp
Core EPS0.190.1526.670.190
Core EPS Growth (%) 29.4037.50 (807)  bp 20.90845  bp
Diluted EPS before Amortization0.190.1526.670.190
Pre-Provision Earnings per Share0.190.1435.710.1822.22
Loading ... ... Please wait loading
   Q-Q Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4

  * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four.



Copyright 2018, © S&P Global Market Intelligence  Terms of Use